Regulatory evolution and confusion, lack of protected class data (or any desire to collect it), sources of bias outside of our control, observable differences in risk factors, and plain old skepticism…will these and other roadblocks along the way impede the insurance industry’s and actuaries’ ability to fully understand and address potential bias and its impacts? Participants are encouraged to bring forward the challenges they have experienced or anticipate, and then discuss how we break down or reframe these challenges to move forward.